Confidential, practical, commercially grounded

When the business you built starts to feel harder to control

Know where you stand. Understand your options. Get back in control.

Cash getting tighter? Margins slipping? HMRC or suppliers starting to apply pressure? Funding becoming harder to secure? You do not necessarily have a bad business. But you may have a business that needs intervention.

We help business owners understand what is really happening, identify what can be fixed and build a practical route back to stability, profitability and growth.

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Warning signals

The earlier you act, the more options you normally have

Most business problems do not arrive overnight. They build. Individually, none of these things necessarily means the business is in serious trouble. Together, they can be a warning that control is starting to slip — and that is usually the point where experienced intervention makes the biggest difference.

01

Cash gets a little tighter

The overdraft is used more often, and money is moved around to get through another month.

02

Margins start to move

Turnover can be growing while cash quietly disappears out of the business.

03

Debtors take longer to pay

Good sales turn into a working capital problem when terms slip.

04

HMRC begins to build up

Arrears accumulate and payment plans become part of normal trading.

05

A supplier starts chasing harder

Credit terms tighten and relationships become more difficult to manage.

06

Investment gets postponed

Decisions are delayed because the information to make them is not there.

Maybe the business is still profitable, but it doesn't feel like it

A full order book can hide poor margins. Profitable customers can fund unprofitable ones. Stock consumes cash. Growth itself creates pressure when the business funds customers faster than customers fund it.

Sometimes the business has outgrown its controls

Often the business is fundamentally sound, but the financial controls, reporting and decision-making have simply not kept pace with it.

The result is usually the same. You spend more time worrying about cash, creditors and immediate problems than actually running the business.

You start making short-term decisions because the information needed to make longer-term ones is not there. And eventually the question becomes: can this business actually be fixed?

When the position is more serious

What if the position is more serious?

Sometimes the right conclusion is that the business requires formal insolvency advice. We are not licensed insolvency practitioners and we do not pretend to be. Where regulated insolvency advice is required, we work alongside appropriately licensed professionals.

The important point is reaching that conclusion from a proper understanding of the business, rather than assuming insolvency is the only option because cash has become difficult. Where there is a viable route forward, we want to identify it. Where there is not, directors need to know that quickly as well. Clarity matters either way.

Important: Point Accounting is not a licensed insolvency practitioner. Where regulated insolvency advice is required, appropriately licensed professionals should be involved.
Why speak to us

This is not just an accounting exercise

A turnaround sits somewhere between finance, operations, strategy, funding and difficult commercial decision-making. You need numbers — but you also need somebody who understands what those numbers mean in the real world.

Practical commercial advice
Clear financial information
Cash and working capital
Profitability
Financial controls
Funding
Stakeholder management
Restructuring
Implementation
Senior financial leadership when required

No unnecessary jargon. No pretending every business problem has the same answer. And no waiting until the options have disappeared before starting the conversation.

Your next steps are simple

01

Tell us what is happening

Book a confidential conversation and give us an outline of the pressures you are facing.

02

Understand the position

We look at the business, the numbers and the immediate issues to establish what actually matters.

03

Decide what happens next

You get a clearer view of the priorities, the available options and whether a wider stabilisation or turnaround programme makes sense.

Regain control before the pressure makes the decisions for you

You may not know today whether the business needs a few relatively small changes or a much more fundamental restructuring. That is fine. You do not need to diagnose it yourself. You just need to recognise when something is moving in the wrong direction.

The sooner the position is understood, the sooner you can start making decisions based on facts rather than pressure.

Understand what is happening. Protect your options.

Build a credible route forward with advisers who work across finance, operations and funding.